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ASSIGNMENT
|
DRIVE FALL
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2013
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PROGRAM
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MBADS – (SEM 4/SEM 6) / MBAN2 / MBAFLEX – (SEM 4)
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SUBJECT CODE & NAME
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MA0044 - INSTITUTIONAL BANKING
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SEMESTER
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4
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BK ID
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B1818
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CREDITS
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4
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MARKS
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60
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Note: Answer all questions. Kindly note that answers for 10 marks
questions should be approximately of 400 words. Each question is followed by
evaluation scheme.
Q1. Describe the evolution of institutional banking in India.
(Introduction-3 marks, Evolution- 3 marks, scope-4 marks) 10 marks
Answer.
Introduction
The
Government of India initiated a series of institutions since independence to
provide term finance to industry, trade and agriculture. Along with RBI and the
banking system it set up IFCI (the first DFI to be set up), ICICI, IDBI, UTI,
SFCs, LIC, GIC etc. All these institutions were called Development Banks or
Term-lending financial institutions, and hence the term „Institutional
Banking”.
Further, Narasimham Committee (1991) called them as „Development Financial
Institutions or DFIs‟.
Thus,
Development Banks or Development Financial Institutions (
Q2. Ascertain how Reliance industries
meet their financial requirements. (Financial requirements of large industries
Term loans-5 marks, Working capital-5
marks)10 marks
Answer.
Financial requirements of
large industries Term loans :
Facing multiple regulatory challenges, BP Plc
chief executive Bob Dudley and Reliance Industries Ltd (RIL) chairman Mukesh
Ambani may meet Prime Minister Manmohan Singh on Friday to seek clarity on gas
policy.
Mr Dudley's third visit to India this year comes at a time when Oil Ministry, at the insistence of Finance Ministry, is seeking to deny his company and its partner RIL a new
Mr Dudley's third visit to India this year comes at a time when Oil Ministry, at the insistence of Finance Ministry, is seeking to deny his company and its partner RIL a new
Q3. SKS
Microfinance Limited is a non-banking finance company, regulated by the Reserve
Bank of India. SKS' mission is to eradicate poverty by providing financial
services to the poor. The company operates across 19 of 26 Indian states.
Discuss the range of products (8) and services, which have been
developed based on the financial needs of working of poor women. List out the
challenges.
(List of products (8) and services-8 marks, List the challenges of
MFIs-2 marks)10 marks
Answer.
MFIs
in India – Products and Services
Micro
finance is one of the few market-based, scalable anti-poverty solutions.
Microcredit is the most common product offering by MFIs. Microfinance in India
is synonymous with microcredit; this is because savings, thrift and micro
insurance constitute a miniscule segment of the microfinance space here.
In
India, most microfinance loans are in the range of Rs. 5000 to Rs.20000 (the
Development and Regulation Bill, 2007, defines microfinance loans as those with
amounts not exceeding Rs.50000 in aggregate per individual/ small enterprise).
Q4. You have learnt that there is a great demand for herbal
products in the United States. You decide to export herbs and you have secured
a buyer for your product. Where will you obtain information about items meant
for export? Describe the Methods of payment in international trade and the
services that are offered.
(Export assistance-1 marks, Methods of payment-5 marks, Services-4
marks) 10 marks
Answer.
Indian
shipping industry consists of shipping services by various shipping companies
in India, ports in India, management of container shipping, local and
international cargo or freight shipping, vessel shipping, bulk shipping and
other maritime shipping services along with transport services both global and
inland water transport. The Indian coastline stretches to over 6000 Kms with 12
major ports and 181 minor and medium ports. Over 90% of India's international
trade is handled by the Indian ports. The major ports in India are handled by
the Ports Trust of India (PTI) that is a Central Government undertaking. The respective
state governments manage the operational (139) minor ports of India. The port
infrastructure of India, although being updated, is still insufficient
considering the freight and cargo shipping traffic on the shipping
ports.
The major players in the Indian shipping sector include Shipping Corporation of
India (SCI) that is a government owned shipping company providing both coastal
Q6. Narrate the developments in institutional banking in India.
Discuss how the future is expected to unfold for DFIs in India?
(Developments-5 marks, Latest challenges-5 marks)10 marks
Answer.
Developments in institutional banking
in India
The
creation of DFIs in India was considered a response to the emergence of
industrial development as an imperative national policy. It was felt that the extant
institutional framework was inadequate to effectively address the long term
resource requirements of proposed industrial projects. It was generally observed
that commercial banks, by the short-term nature of their deposits which they
mobilize, were in a position to grant only short term credit to industry,
agriculture and trade to meet their working capital requirements.
Origin
of Development Banks
An
attempt was made, initially in Germany, to start industrial banks, or „mixed
banks‟
as they were commonly called, to give long term credit to industries. These
Dear
students get fully solved assignments
Send
your semester & Specialization name to our mail id :
“ help.mbaassignments@gmail.com ”
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