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June 2022 Examination
Q1. After the onset of
current pandemic situation, most of individuals are using various types of
Digital Payment methods. Discuss the different types of Digital Payment methods
(Any 5) and which method you find more suitable for usage and why (Discuss the same
by stating benefits with example). Have you or your acquaintances faced issues while performing the transactions?
What measures have you taken to make that transaction smooth? Discuss the same
with the help of an example. (10 Marks)
Ans 1.
Introduction
Digital payment is when finances are sent
digitally or electronically rather than physically. Both the sender and the
receiver must utilize technological means to switch cash. Paying using a credit
card, debit card, or cell cash are all covered in this definition of payment.
It's impossible to agree on a single definition of digital payments considering
that digital bills might be relatively digital, primarily virtual, or digital.
On the other hand,
Q2. Cryptocurrencies is
a currency which is secured by using cryptographic techniques. These currencies
were in news recently due to the taxes levied upon it in the Budget announced
on 1st Feb,2022. Find out how much tax
has been levied upon by Indian Government on same in the Annual Budget-2022 and
what are the other measures thought of by the Government in the same regard.
Also, discuss what are the risks and legal regulatory issues associated with
these currencies and the factors one should take care of while investing in
these types of currencies. (10 Marks)
Ans 2.
Introduction
Encrypted
records strings that constitute an economic unit are known as cryptocurrencies.
As a comfy log of transactions, it's far tracked and managed by a peer-to-peer
community called blockchain, which includes shopping, selling, and moving. The
reality that cryptocurrencies are not issued by using governments or different
monetary firms distinguishes them from conventional forms of currency. Further,
it is easy to confuse advanced coins with conventional electronic cash as it
isn't always an
Q3. A blockchain is a
digital ledger of transactions that is duplicated and distributed across the
entire network of computer systems on the blockchain. Banking sector is the
sector wherein one can see the potential of using this technology at wide
scale. Considering the above scenarios, discuss the following:
a. Explain the features
and contracts in Blockchains and why most of the organizations are adopting
this technology? (5 Marks)
Ans 3a.
Introduction
A
blockchain acts as a shared database on a considerable scale computer
community. It guarantees that the transaction is secure and comfortable. The
majority of the facts on a blockchain are stored digitally on a
b. Discuss how Blockchains can help
the Banking Sector in maintaining the databases and providing other advanced
services and facilities to its customers. (5 Marks)
Ans 3b.
Introduction
Innovative
healthcare solutions are being evolved with blockchain generation, which is
still in its infancy. Healthcare carriers, diagnostic laboratories, pharmacies,
and physicians use a Blockchain network to store and change affected person's
information. It is possible to uncover critical mistakes in the scientific
profession using
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