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ASSIGNMENT
|
Course Code
|
MS-495
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|
Course Title
|
Ethics and Corporate
Governance in Banks
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|
Assignment Code
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MS-495/TMA/SEM-I/2015
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|
CREDIT
|
4
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Coverage
|
B1843
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|
MAX.MARKS
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All Blocks
|
Note:
Answer all questions. Kindly note that answers for 10 marks questions should be
approximately of 400 words. Each question is followed by evaluation scheme.
1What
are the criteria used for resolving ethical dilemma? Explain giving examples.
Answer: There are three conditions that
must be present for a situation to be considered an ethical dilemma. The first
condition occurs in situations when an individual, called the “agent,” must
make a decision about which course of action is best. Situations that are
uncomfortable but that don’t require a choice are not ethical dilemmas. For
example, students in their internships are required to be under the supervision
of an appropriately credentialed social work field instructor. Therefore,
because there is no choice in the matter, there is no ethical violation or
2.
Identify any listed bank and describe the importance of disclosure and transparency
for sound corporate governance.
Answer: Corporate governance is beyond the
realm of law. It cannot be regulated by legislation alone. Legislation can only
lay down a common framework – the "form" to ensure standards. The
"substance" will ultimately determine the credibility and integrity
of the process. Substance is inexorably linked to the mindset and ethical
standards of management. Studies of corporate governance practices across
several countries conducted by the Asian
3.
Describe the challenges facing sustainable development and examine its
practical implications.
Answer: Economic, Environmental, and Social Trends: Driven by technological
advances and global integration, the strong economic growth experienced over
the last century has been accompanied by gains in material welfare in all parts
of the world. World GDP is projected to expand by 75% between 1995-2020,
bringing with it increased pressures on environmental and social resources.
Governments pursuing sustainable development face the challenge of discerning
how best to balance the challenges and opportunities of growth and to decouple
economic growth from environmental pressures.
4.
Discuss the role of corporate governance in financial sector with special
reference to micro finance institutions.
Answer: The large, complex financial
institutions (LCFIs) are highly levered entities with over 90% leverage. This
highly-levered nature makes them prone to excessive leverage- and risk-taking
tendencies. By and large LCFIs also have explicit deposit insurance protection
and almost always an implicit too-big-to-fail guarantee. The presence of such
guarantees - often un-priced and at best mis-priced - has blunted the edge of
the debt monitoring that would otherwise exert an important market discipline
on risk-taking by these firms.
5.
Briefly discuss the recommendations of Kumar Mangalam Birla Committee, (1999)
on corporate governance.
Answer: In early 1999, Securities and
Exchange Board of India (SEBI) had set up a committee under Shri Kumar Mangalam
Birla, member SEBI Board, to promote and raise the standards of good corporate
governance. The report submitted by the committee is the first formal and
comprehensive attempt to evolve a ‘Code of Corporate Governance', in the
context of prevailing conditions of governance in Indian companies, as well as
the state of capital markets.
The
Committee's terms of the reference were to:
6.
Write short notes on the following:
a)
The Tata DNA
Answer: The TATA boxis a DNA sequence
found in the promoter region of genes in archaea and eukaryotes approximately
24% of human genes contain a TATA box within the core promoter.
Considered to be the core promoter
sequence, it
b)
OCTAPACE values
Answer: OCTAPACE also represents eight HRD
values; ‘The eight HRD values, viz. OCTAPACE values (Openness, Trust,
Pro-action, Confrontation, Collaboration, Authenticity, Autonomy, and
Experimentation), give a sense of direction to the HRD function.’ An optimum
level of “Development Climate” is essential for facilitating HRD. Such a
climate is characterized as consisting of the following characteristics i.e.
known as OCTAPACE. A
c)
Japanese model of Corporate Governance
Answer: The critical distinction between the
American model of corporate governance and the German and Japanese models is
that in Germany and Japan large-block shareholders take an active management
role to mitigate managerial shirking and misconduct. German and Japanese
commercial banks are at the center of their respective corporate governance
Dear
students get fully solved assignments
Send
your semester & Specialization name to our mail id :
“
help.mbaassignments@gmail.com ”
or
Call
us at : 08263069601
(Prefer
mailing. Call in emergency )